Homeowners ask me all the time, “I can see you know what you are doing, but, really, am I better off to stop foreclosure just let the house go back to the lender?” A number of issues come to mind when answering this:
A.) Family Pride — think about your family for just a minute. having a home that is theirs, no matter how humble, is better than trying to rent a place with a foreclosure on your credit report. I have counseled 100’s of people after bankruptcy and foreclosure that never did seem to recover from the shame they felt. I don’t know that you can put a monetary value on these issues.
B.)Can I actually do this?
As a Foreclosure Crisis Team Leader, I have helped 1,000’s all across America successfully stop foreclosure on their homes, and I can tell you, that is one thing I learned from my customers. If you have blueprint to follow from someone who really knows the ropes, you can absolutely do this successfully yourself, and we can help!
C.) Why are so many people doing what is becoming referred to as a “strategic foreclosure”? I don’t believe those homeowners are looking at the big economic picture. They are reacting to the loss of the equity growth factor that was almost
guaranteed a few short years ago. They haven’t remembered history even 30 years ago when housing prices got soft in a deep recession, but re-bounded nicely in a few short years. Add to that the fixed rate advantage that most homeowners enjoy where as their paycheck gets larger, their mortgage is fix and gets easier and easier because of their larger and larger pay check. This actually happens and that process will begin to take hold in a few years.
Considering those three issues just discussed, most homeowners agree that saving the family home is well worth the effort on most if not all counts.
D.)Is this strictly a do it yourself program? No not exactly. It is awesome software, and it is designed to stand alone for sure. However, we have added a very special feature, our Foreclosure Crisis Support Team! U-StopForeclosure customers will have the exclusive privilege to spend live time with Foreclosure Crisis Support Team members at scheduled webinars held several times per week. You will benefit immensely by the weekly meetings with your Foreclosure Crisis Team’s professional insights, confidence building, and your specific 7 Easy Steps questions!